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With levels of consumer debt at a record high (£225bn according to figures from the Bank of England) how can people avoid getting into more debt at Christmas? One survey suggests two thirds of people will struggle to pay for everything over the festive season with one third of us borrowing to help afford things like presents, food and drink. Money Box presenter Paul Lewis has been hearing from shoppers about the good and the bad ways to budget as well as getting some expert advice from Money Medics’ Eve Obasuyi…