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Steven Gerrard will "regret not moving to another club" earlier on in his career; "he will never say it, but he will think it." That's the view of Ruud Gullit, the man who captained the Netherlands to victory at Euro 88 and won three Serie A titles and two European Cups with AC Milan before managing Newcastle and Chelsea in the premier league.

The former two-time player of the year spoke to the Â鶹ԼÅÄ about his time at Chelsea, his pick for the Ballon d'or title and his thoughts on Gerrard's departure from Liverpool.

This Clip is from Saturday 10 January 2015.