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Whose fault is it if you are out of work?

Unemployment stands at 2.67 million and more than a third have not been to work for more than a year.

Are there jobs out there if you really want one? Are you being too picky? Have you really done everything you can to find a job? Are you losing your sense of purpose?

The experts say the longer you are out of work the harder it will be to get a new job. Is that true?

Why do some people stammer and is there a cure?

We speak to Steve Moses from Whitstable who has been receiving treatment and he gives his first ever live interview about his stammer.

We hear your stories, views and opinions.