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Anna Curran hears from Michelle. She survived cancer - twice - and is 10 years clear, but she pays over the odds to get insurance and can't get a mortgage offer. Some countries are introducing legislation to eliminate discrimination. Following up on last week's student special, we look at student accommodation and the dos and don'ts of deposit protection and what parents should look out for if they're asked to sign as guarantors. And Helen McClements will be sharing her tips for making household money stretch further. Tells us your suggestions - oyb@bbc.co.uk