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New data has shown that lack of awareness and convenience is keeping millions of people from making more money from their savings, and in turn making themselves worse off.
More than half of those with savings have said they haven鈥檛 moved their money in over a year, with the hassle of moving and not believing it鈥檚 worth it being some of the reasons behind this lack of desire.
We鈥檒l be talking to The Yorkshire Building Society who commissioned this report, and Rachel Springall from Moneyfacts, to find out how you can make your money work harder for you, and if you are thinking of starting to save how is best to do that?

One of our listeners, who has dementia, contacted us after her friends mentioned they had received a friend request on Facebook from an account pretending to be her. One of her friends engaged with the fake account, who conned her in to trying to buy gift cards. Even though the account was reported it remained active until You & Yours raised this with Meta.
We will be talking to our listener, and Silver Surfer, to talk about the frustrations of online care and how you can protect yourself against scammers.

And it鈥檚 estimated that 1.35 million disabled drivers will be reliant on public electric vehicle charge points by 2035, yet currently less than 3% of on-street chargers are accessible for disabled drivers. We will be talking with one driver who wants to switch to an electric car but is delaying the move because of this issue.

You can contact You & Yours by emailing youandyours@bbc.co.uk or using the hashtag #youandyours

Presenter: Winifred Robinson
Producer: Dave James