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In a year when the cost of living has dominated so many of our programmes and of course your lives, we’ll return to some of the organisations and individuals helping families cope with rising energy prices, soaring food costs and prices that only go one way - up.

Paul Lewis is joined by a community interest company which focuses on fuel poverty - Warm Wales, Broke not Broken foodbank in Kinross and the South Manchester Credit Union.

We'll hear from just a few of the listeners who we've helped this year to keep more of their money.

We have Money Box's top five Christmas crackers – tips to save you money in 2023.

And the Maelgwn Male Voice Choir in Llandudno sings some carols.

Presenter: Paul Lewis
Reporters: Dan Whitworth and Clare Worden
Researchers: Sandra Hardial and Star McFarlane
Editor: Jess Quayle

(First broadcast 12pm Saturday 24th December, 2022)