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How do student loans work, when do you start repaying them and what happens when it goes wrong? It can be very confusing for students and their parents alike so we are here to help. Our panel help answer your questions about tuition fees, maintenance loans and how it all works. One of the most common questions is whether parents should pay the fees upfront to avoid their child getting into 'huge debt'....the answer might surprise you.

Contact the Money Box team to tell your stories
The number to call is 03 700 100 444, geographic charges apply. The lines open at 1pm on Wednesday.
Email moneybox@bbc.co.uk or tweet @moneybox

Panel: Tom Allingham, Save the Student
Hayley Borrett, National Association of Student Money Advisers financial capabilty champion

Presenter: Ruth Alexander
Producer: Phoebe Keane