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What are the key financial skills we need to manage our money effectively and where should we learn them?

Do we need more monetary and economic education in our schools and how important are parents in shaping the saving and spending habits of children?

Join the conversation with Paul Lewis and guests on Wednesday's Money Box Live.

On the panel are

Iona Bain, Young Money Blog
Steph Hayter, Head of Young People Programmes, The Money Charity
Mike Ellicock, Chief Executive, National Numeracy

Call 03700 100 444 from 1pm to 3.30pm on Wednesday 3 January 2018 with your views and ideas, standard geographic charges from landlines and mobiles apply. Or e-mail moneybox@bbc.co.uk now.