麻豆约拍

It's been billed as a simpler, easier to understand flat rate State Pension. You could receive up to 拢155.65 per week if you've reached retirement age from April 6th this year. But Government figures show that only 45% of people retiring under the new system in the first five years will actually receive the full amount. It all depends on your National Insurance record, and whether you paid into a good pension at work.

Do you understand what you'll get? Can you improve it? And when can you claim it?

Call 03700 100 444 from 1pm to 3.30pm on Wednesday, standard geographic charges from landlines and mobiles will apply. Or e-mail moneybox@bbc.co.uk now.

Presenter: Paul Lewis
Producer: Lesley McAlpine + Alex Lewis
Editor: Andrew Smith.