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Drink Driving, Universal Credit, Mortgage Advice

Consumer affairs programme. Drink driving offences have fallen since Scotland introduced lower alcohol limits. Should the rest of the UK also lower limits?

It's the new benefit system designed to replace six existing benefits with one single payment and is being introduced in phases over the coming years. The Government says it will make getting into work easier and save money. But Universal Credit has been dogged with problems and delays. How is the new system working for those who've made the change and are the problems just teething ones that will iron out over time or signs that it needs a serious rethink. You & Yours investigates.

The number of drink-driving offences recorded in Scotland has dropped by 17% in the first three months since a lower alcohol limit was introduced. The new law means just one drink could put you over the legal limit. Should it be introduced throughout the UK?

And as the property market revives, so too are reports of bad behaviour. We hear from the You & Yours listener who was offered a "discount" if he used the Estate Agent's in-house mortgage broker.

Available now

45 minutes

Last on

Wed 10 Jun 2015 12:15
Βι¶ΉΤΌΕΔ Radio 4

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Chapters

  • Charities

    Charities are being told to change the way they operate.

    Duration: 05:44

  • Universal Credit

    A call for the new benefit to be reformed.

    Duration: 09:58

  • Mortgage Advice

    People are being pushed by estate agents to use their own in-house mortgage broker.

    Duration: 06:31

  • Midlife Splurges

    How middle aged parents are spending a lot on secret indulgences.

    Duration: 02:55

  • Flight Compensation

    Airlines are renaming problems to avoid paying out to passengers with delayed flights

    Duration: 05:43

  • Drink Driving

    How police in Scotland are enforcing the new law which has reduced the drink-drive limit

    Duration: 07:00

Broadcast

  • Wed 10 Jun 2015 12:15
    Βι¶ΉΤΌΕΔ Radio 4

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