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'Christmas' payday lenders; live music venues; unwanted charity freebies

Payday loan companies warn against websites offering Christmas loans. Live music venues say new neighbours should pay for soundproofing. Plus the charities sending unwanted gifts.

PayDay Loan firms say new regulations facing the industry have led to a sudden proliferation of 'Christmas Pay Day Loan Companies' advertising online. The Consumer Finance Association says many of these companies are unregulated, and is warning people who are short of money this Christmas not to use them. The Money Advice Service says around 1.4 million people will turn to high-cost short-term loans this festive period.

Live music venues threatened with closure because of complaints about noise say the responsibility for sound proofing should rest with the new neighbours. The English folk-punk singer Frank Turner started out playing in so-called "toilet venues", and says their survival is vital for new musicians starting out.

Plus the unwanted freebie presents sent out by charities. Six years ago the rules were tightened to restrict how many gifts charities can send donors - so why do the pens, cards and coasters still keep coming? Winifred Robinson finds out.

Presenter: Winifred Robinson
Producer: Natalie Donovan.

Available now

45 minutes

Last on

Thu 11 Dec 2014 12:15
Βι¶ΉΤΌΕΔ Radio 4

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Chapters

  • Payday Xmas Loans

    PayDay Loan firms warn of increase in online Christmas Pay Day Loan Companies

    Duration: 05:34

  • Work Programme

    Mental Health charities say Government back-to-work programmes cause more harm than good

    Duration: 07:09

  • Badly Behaved Dogs

    Pet charity PDSA warns that dogs become destructive if their welfare needs are not met

    Duration: 03:18

  • Noisy Venues

    Live music venues say new neighbours should pick up sound proofing costs

    Duration: 07:22

  • Wigs Online

    Chinese companies claiming to be based in UK sell below par wigs for medical hair loss

    Duration: 04:50

  • Charity Gifts

    Donors say British Red Cross is wasting money sending them too many free gifts

    Duration: 04:12

  • Solar Loans

    A couple who were sold solar panels they couldn't afford are released from their loan

    Duration: 05:25

Broadcast

  • Thu 11 Dec 2014 12:15
    Βι¶ΉΤΌΕΔ Radio 4

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