麻豆约拍

One man's victory against nuisance cold callers. We hear from a Money Box listener who told a PPI claims company that if they didn't stop calling him, he'd invoice them for his time. When the company called him again two days later, he sent them an invoice for 拢195. When that got no response he filled a case against the company at the small claims court. A couple of months of wrangling later, they paid up. Find out how he did it - and whether you could try the same tactics to get salespeople to stop calling you. We talk to the the Telephone Preference Service and the Information Commissioners Office.

Your love life and the taxman. Millions of parents will be getting a letter in the next few weeks from HM Revenue and Customs telling them how their child benefit could be cut. From January, households where at least one person earns more than 拢50,000 will have child benefit effectively reduced or stopped. And accountants are warning that if you're the new partner of a divorced parent, the changes could affect your salary. Money Box examines the details and hears warnings about the confusion the child benefit changes will bring for over a million families who will be forced to fill in self-assessment tax return forms.

Emerging markets: Some advisers will tell you that ever since the global financial crisis hit four years ago, in the Western world, the best returns have been in the emerging markets - countries which are less developed. But many will also say that you have to have a big appetite for risk if you're going to put your money there. The potential for profits and growth may be real, but so is the risk that a market might bomb and you lose your money. So, commonly, investors will only put a small fraction of their money in such regions . But that's lazy thinking, according to Jerome Booth, who's head of research at Ashmore Investment Management. He's got a whopping 95% of his personal wealth in emerging markets, and tells us why he thinks that's the wisest thing to do. Will you end up agreeing with Jerome, or heeding the words of Louise Oliver from Taylor Oliver Chartered Financial Planners, who advises caution?