Personal Service Companies
The arrangements set out below will also apply to a freelance individual who contracts through a personal service company provided that the personal service company has never traded in the services of anyone else. Where the personal service company has, at any time, traded in the services of someone else, the freelance individual contracting through it will not be eligible for the arrangements below. Freelance individuals wishing to contract through a personal service company can check their eligibility for the arrangements below via the Βι¶ΉΤΌΕΔ department they will be working for.
Emergency overseas medical expenses
This is provided to freelancers on the same terms as Βι¶ΉΤΌΕΔ employees. Cover is up to Β£5m per claim for such expenses incurred whilst away from their normal country of domicile on Βι¶ΉΤΌΕΔ assignments of up to three months duration. In the event of an emergency, the Βι¶ΉΤΌΕΔ emergency medical assistance provider should be contacted.
Personal accident cover
Freelancers are expected to maintain their own personal insurance arrangements. However, the Βι¶ΉΤΌΕΔ operates a benevolent fund which may provide benefits following accidental disablement or death while working for the Βι¶ΉΤΌΕΔ.
This is known as the Supplementary Accident Benefit Scheme and is subject to a maximum payment of Β£250k (higher limits may apply where death or disablement is caused by an act of violence/war). Find out more in the document below:
Equipment
It is a condition under the that freelancers insure their own equipment.
Personal effects
Freelancers are responsible for the care and safekeeping of their personal possessions while engaged by the Βι¶ΉΤΌΕΔ and they are expected to make their own insurance arrangements.
Public liability insurance
It is anticipated that freelancers have in place public liability insurance, but the Βι¶ΉΤΌΕΔ may choose to extend its public liability insurance arrangements following an incident, subject to the freelancer having demonstrated that they have complied with Βι¶ΉΤΌΕΔ's health and safety requirements.
The Βι¶ΉΤΌΕΔ's public liability insurance operates in respect of liability to any third party for death/injury or damage to third party property arising out of its negligence and is effective in respect of the Βι¶ΉΤΌΕΔ's activities anywhere in the world.
Please note that freelancers engaged to perform specialist services in respect of certain activities, who are paid gross, will be contractually required to maintain their own appropriate liability insurance. Those roles include but are not limited to:
• Special Effects and Pyrotechnics Experts
• Armourers
• Workers specifically engaged to provide personal security/protection or health and safety related services
• Workers specifically engaged to perform rope access and scuba diving supervisory services.
• Workers providing and/or supervising interaction with Dangerous Animals as defined under the applicable Dangerous Wild Animals Act (or superseding regulations).
• Workers providing services as Expedition Leaders
• Workers providing medical services (e.g. Consultants, Doctors, Paramedics, Nurses, etc.)
Such individuals will be required to maintain appropriate public liability Insurance and, where applicable, product liability Insurance and/or professional indemnity insurance with a limit of liability of no less than two million pounds sterling (Β£2,000,000) per occurrence and to provide acceptable evidence to the Βι¶ΉΤΌΕΔ on request. The Βι¶ΉΤΌΕΔ may vary the insurance requirements and the types of roles to which they apply. You will be informed of any variation applicable to you in advance of the applicable booking.
The Βι¶ΉΤΌΕΔ public liability insurance may extend to directly engaged stunt co-ordinators/performers providing that they are:
• a self employed individual;
• listed on the organisation's Health and Safety Stunt register.
• able to supply a CV demonstrating the appropriate level of experience for the work being carried out.
The Βι¶ΉΤΌΕΔ Insurance team must be contacted prior to engaging a stunt co-ordinator/performer where you wish to seek inclusion under Βι¶ΉΤΌΕΔ public liability insurance arrangements.
Motor
Only properly authorised freelancers, who meet the following criteria, can drive Βι¶ΉΤΌΕΔ vehicles hired through Leasedrive:
- Completed a ;
- hold a full and valid driving licence appropriate to the type of vehicle being used;
- be at least 23 years of age, trained, competent and sufficiently experienced to drive the type of vehicle being used; and
- not be suffering from any health condition or infirmity which may affect their ability to drive safely.
The vehicle may only be used for purposes authorised by the Βι¶ΉΤΌΕΔ and all drivers must comply with the rules set out in the driver packs issued by the vehicle hire company.